Wednesday, September 21, 2011

MOODY'S DOWNGRADES BofA: Says Governments More Willing Now To Let Banks Fail

Just out...Bank of America has had its long-term senior debt cut to BAA1 by Moody's.
The stock is off about 3%. According to BusinessInsider it had been just barely down right before the news hit the wires.
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Some key points to keep in mind:

The government is more willing now than it has in the past to let banks fail.
Dodd-Frank specifically allows for bondholder haircuts as part of an orderly wind-down of a bailing institution.
The downgrade does NOT reflect an intrinsic weakening of credit quality.
Something to bear in mind. This ratings action is a followup to a review announced this summer on the matter of government support. That review also covered Citigroup and Wells Fargo so expect statements on them pronto...

Find out more at http://www.businessinsider.com/bank-of-america-just-got-downgraded-by-moodys-2011-9

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